Discover the potential of your wealth with our Cardiff based expert investment management solutions – your financial future starts here.
Simple, Honest Wealth Management Cardiff
We want to be upfront and honest with you from day one, so we never make promises of overnight riches when you invest based on our investment planning advice and investment management in Cardiff. There is always an element of risk to be managed and mitigated through smart choices and old-fashioned common sense.
Our job is to guide you through the process of maximising the return of your portfolio while reducing your exposure to risk and tax. Nothing more, nothing less and certainly no grey areas — it’s how we’ve always done it for one simple reason: it works.
To show you how simple our approach to advice is, we’ve put together some straightforward explanations of the key concepts. Have a read, make some time to think and then connect. It really is that simple.
Risk and Return Go Hand in Hand
Risk is the premium you pay to secure a potentially more lucrative return. The higher the estimated return, the higher the risk that it won’t play out that way. Our job is to strike the perfect balance for your portfolio.
Capital Markets Aren't Perfect
The role of a market is to price everything for sale. It’s like a giant agreement between every trader and investor in the world about how much something is actually worth. Some people look down on markets but they’re the best tool we have.
Asset Allocation Really Matters
Put all your eggs in one basket and there’s always a tiny chance you might be investing in the next Google. Play this trick over and over again and the chances are you’ll break far more eggs than you’d like. Sanctuary investment management in Cardiff will work with you to spread your assets in a way that properly addresses risk.
Consistent Outperformance is Rare
The markets can move in mysterious ways from one week to the next, which means you’ll find you never beat them every single time. Our job is to help you create sustainable returns over the longer term — you can think of it as taking a step back and seeing the big picture.
Costs Matter
Costs reduce your net return, with a high cost often proving a strong predictor of poor fund performance. If you want to know the other warning signs to look out for, we’re always right here.
Investor Behaviour Drives Long-term Outcomes
Taking the emotions out of investing is key if you want to secure a long-term return, as opposed to an immediate stroke of luck that you’re unlikely to ever repeat. We keep a sense of perspective, stay cool under pressure and only ever listen to the numbers.
Diversification is Essential
Spreading your eggs between a whole host of durable, robust and if you like, stylish, baskets is the way to go when you want to get them from door to door. And if you don’t want any analogies, we’ll talk the language of the markets with you. All you have to do is ask…
Rebalancing Should Be Driven By Market Movements
Rebalancing should be driven by market movements, not by the need to look busy in the run up to an important client review meeting. If something needs addressing, fix it; but if it ain’t broke, don’t fix it as the old saying goes.
Professional and knowledgeable throughout a stressful, mid-covid mortgage application. Would highly recommend Gareth and the Sanctuary team.
Tom Jackman
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Want more simple investment advice in plain English? Connect with our experts today and we’ll guide you through everything you need to know.
Cardiff Office
5 Neptune Court, Vanguard Way,
Cardiff CF24 5PJ
London Office
86-90 Paul Street,
London, EC2A 4NE
(+44) 02920 482 477
info@sanfp.co.uk
Sanctuary Chartered Financial Planners & Sanctuary Financial Planning are trading styles of Sanctuary Financial Limited that is Authorised and Regulated by the Financial Conduct Authority. FCA Register number 807536. Registered in England and Wales Reg. No 09509709. Please note that the value of investments may go down as well as up and investors may get back less than they invest. Where these pages refer to investment performance it should be remembered that past performance is not a reliable indicator of future performance. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.